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Introducing the Physician Plus Mortgage Program
“It’s the Perfect Prescription for Homeownership”
$500 credit toward your closing cost

Mindful Mortgage now offers a premier home loan program specifically designed for physicians, residents, dentists, veterinarians, and chiropractors looking to purchase or refinance a home. You logged the hours. You earned your degree. You deserve to be rewarded for your hard work and service. The Physician Plus Home Loan program is tailored specifically to medical professionals and their unique requirements.

The program offers great benefits, including:

0% down payment up to $750K purchase price
5% down payment up to 1.25 million and 10% to 2 million
No private mortgage insurance required
No prepayment penalty
No restrictions on residency
Income-based student loan calculator for anyone in residency or fellowship

Some limits apply. Program only available to medical doctors who have a minimum degree of M.D., D.O., D.M.D., D.V.M. or D.D.S. and
proof of sufficient income or employment contract.
Active employment contract required with proof of sufficient income and reserves. Minimum reserves required are 2 months PITI plus
one month for each payment due between the first payment due date to when employment begins.
Loan-to-value (LTV) financing options vary based on customer FICO score.
All loans are subject to application and credit approval, satisfactory appraisal and title insurance. Terms, conditions and loan
programs are subject to change without notice. Other terms, conditions and restrictions may apply.

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